Questions about selling a Delaware house for cash

Our starting point is the recent sale prices of comparable homes close to yours in finished condition. From that we take away the cost of the work your house needs, what it costs us to own and resell it, and our profit. On the phone we will walk you through that math, including the sales we compared against, so the number is never a mystery.

No. The number is free, nobody runs your credit, and turning it down costs you nothing. Nothing is binding until you sign an agreement of sale.

Detached houses, split-levels, rowhouses, condos, mobile homes and even empty lots, whatever their state. That includes houses with fire, water or mold damage, a failing septic system, a full attic and basement, or tenants still living there.

Some owners should not, and we tell them. Selling for cash pays off when the house needs work a mortgage buyer’s inspector would flag, when a deadline is closer than a listing can manage, or when the owner simply wants one walk-through and a fixed date. For an updated house with time to sell, an agent may net you more.

We are the buyer. We buy with our own funds, so your address is not passed along to another investor and there is no buyer’s loan that could fall through.

In an incorporated town the local share of Delaware’s transfer tax, up to 1.5 percent, goes to the town rather than the county. Kent County’s rate sheet lists Dover at 1.5 percent local plus 2.5 percent state, the same 4 percent total as most of Delaware. The settlement attorney applies the right rate for your address.

No. The reduction in 30 Del. C. § 5402(c) applies only to the buyer’s share of the transfer tax, and the statute says it does not relieve the seller of the seller’s share. It only matters to you if a contract shifts more of the tax onto you.

Delaware law (6 Del. C. § 2572A) requires buyers of homes to be told that a property may present a radon exposure risk, and requires sellers to pass along any radon test results they have and any known radon hazard. It is a disclosure, not a test you have to pay for.

Each county’s Recorder of Deeds holds the land records for property inside its borders: New Castle County in Wilmington, Kent County in Dover and Sussex County in Georgetown. After settlement the attorney sends the new deed there for recording, so you never have to visit.

No. A Delaware mortgage foreclosure is a lawsuit in Superior Court called a scire facias, and for a one- to four-unit home the owner lives in, the lender generally has to send a notice of intent to foreclose at least 45 days before filing. The court also schedules a mediation conference, and judgment has to wait until after it.

Not after a mortgage foreclosure sale. Once the Superior Court confirms the sale, the sheriff signs a deed to the buyer, who holds it free of the old owner’s right to redeem under 10 Del. C. § 5066. Any money left after the debts are paid goes to the former owner, but the house is gone, so selling before the sale is usually the better outcome.

The Delaware Attorney General’s office runs the foreclosure mediation hotline at (800) 220-5424, and it publishes a list of HUD-approved housing counseling agencies around the state. Housing Delaware’s emergency mortgage assistance program, DEMAP, was not taking applications as of October 2026.

At the Register of Wills for the county where the person lived: New Castle County at 800 N. French Street in Wilmington, Kent County at 555 Bay Road in Dover, and Sussex County at 5 E. Pine Street in Georgetown. The Register appoints the executor or administrator who signs the deed when the estate sells the house.

A conveyance between spouses, or between former spouses after the final divorce decree for property they bought while married, is exempt from Delaware’s realty transfer tax under 30 Del. C. § 5401. A sale of the house to an outside buyer such as us is taxed normally, and we split that tax evenly with you. Your divorce attorney can confirm which applies.

The Residential Landlord-Tenant Code, Part III of Title 25 of the Delaware Code, chapters 51 through 59. We buy rentals occupied: the lease and the tenant transfer with the building, and no one has to be served or moved out first. Copies of each lease and the deposit records help us price it.

Yes. Share your report date and we plan settlement backward from it, even if it lands after you have moved. A friend or relative with a key can meet us for the walk-through, and the settlement attorney will explain signing from your new station.

Look the address up in FEMA’s Flood Map Service Center, a free federal mapping tool. Inside a mapped high-risk zone, most mortgage lenders insist on flood coverage, and that premium narrows who can afford the house. We buy houses in flood zones and with past water damage.

Delaware law adds a penalty of 1.5 percent a month to unpaid Kent and Sussex county taxes after September 30, and long-overdue parcels can be sold at a monition sale; Kent County holds them four times a year. Before any such sale you remain free to sell on your own terms, with the overdue taxes and penalties settled out of the proceeds.